What We Do
Side A — Personal Indemnification
Protects directors and officers directly when the company cannot or will not indemnify them, including bankruptcy scenarios and regulatory proceedings.
Side B — Corporate Reimbursement
Reimburses the organization when it indemnifies its leaders for covered claims, preserving the balance sheet after executive litigation.
Side C — Entity Securities Coverage
Defends the company itself in shareholder actions, securities fraud suits, and derivative demands alleging wrongful corporate conduct.
Employment Practices Liability
Covers claims of discrimination, harassment, wrongful termination, and wage disputes brought by employees, applicants, or third parties.
Fiduciary Liability
Addresses ERISA exposures for mismanagement of employee benefit plans, including funding disputes and administrative errors.
Crime & Cyber Endorsements
Optional riders extending protection to social engineering losses, funds transfer fraud, and data breach response costs.
Why Choose Us
Severability of Application
Each insured is treated independently, preventing one executive's misstatements from voiding coverage for the entire board.
Priority of Payment Provisions
Clear waterfall rules ensure Side A limits are exhausted only after Side B and C, protecting personal assets of individual directors.
Broad Definition of Claim
Includes regulatory inquiries, subpoenas, internal investigations, and pre-litigation demands as triggering events.
Advancement of Defense Costs
Legal fees are paid on a current basis throughout the matter, relieving personal financial pressure during protracted proceedings.
How We Work
Board Risk Assessment
We conduct a governance audit to identify exposure concentrations across subsidiaries, international operations, and recent leadership changes.
Coverage Architecture
Our team designs layered tower structures balancing retention levels, limit adequacy, and cross-border policy harmonization.
Market Negotiation
We leverage carrier relationships to secure competitive terms, broad form language, and favorable severability wording.
Renewal & Claims Support
Annual coverage reviews plus dedicated claims advocacy ensure policy performance and continuous protection refinement.
What People Say
Their advisory team restructured our entire D&O program ahead of a secondary offering. The Side A tower alone saved the board significant personal exposure.
When a securities class action hit, they coordinated defense counsel, carriers, and our audit committee within 48 hours. True boardroom-grade counsel.
Map Your Coverage Before the Claim Hits
Schedule a confidential policy review with our D&O advisory practice. We benchmark limits, retentions, and exclusions against peer disclosures.
Request a Coverage Audit →